Chris Skillings, who has a hearing and visual impairment and mild cerebral palsy, decided he wanted to fly the nest at 26. Skillings’ mum did some research and found the home ownership for people with long-term disabilities (HOLD) scheme. Oxfordshire-based housing association Advance describes itself as the “foremost” provider of the HOLD scheme. Skillings, now 40, bought a flat through Advance under the scheme that was close to his parents’ home in Worcester. He said, “I have my independence and I can do the things I want when I want.” Skillings now works part-time as an administrator and volunteers for
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